Bank of Canada fears weak growth in global economy

Few economic forecasting shops, though, have anything like the highly sophisticated models the Bank of Canada uses to map out all kinds of scenarios and predict the future, which helps policy... read more

The Perfect Loan File

When I was a kid, my father occasionally issued directives that I naturally thought were superfluous, and when asked why I needed to do whatever it was he wanted me to... read more

Converting (Locking In) Your Adjustable / Variable Rate Mortgage

A client friend called me today to see if it was a good time to convert her adjustable rate mortgage into a fixed rate. She told me that her sister had... read more